Company Name Credent Financial Advisors
Vacancy Position Credit Analyst
Address 702, Kingstone, Tejpal Road, Vile Parle, East – Mumbai -400057. Location Mumbai
Number of Positions 5
positions Role Description Product Knowledge o Thorough knowledge of entire range of commercial/corporate banking products o Handle asset products like working capital facilities, project finance, term loans, structured finance, etc. Technical Aspects o Thorough analysis of financial statements for risk assessment from lending perspective o Evaluation of business model and other aspects for credit facilities o Preparation of CMA data/projections and project reports o Submission of detailed proposals to banks/financial institutes as per prescribed formats o To handle the entire gamut of pre and post sanction activities including project evaluation/appraisal, preparation of term sheets/legal documents and negotiation thereof with the clients, assistance in security creation until the loan disbursement stage o To keep self and the team informed on the relevant regulatory, legal and compliance guidelines Client Handling o Interact with clients to coordinate for requirement assimilation and data collection for completion of various reports to be submitted to financial institutions/banks o Handle financial and other queries from banks/financial institutions to facilitate sanction of credit facilities o Follow up with bank officials to ensure compliance and completion of various processes till sanction and disbursement of proposed facilities Candidate Profile Work Experience o Candidate should have worked for 1-3 years on Credit Analyst desk in Financial Advisory Firms/Financial Institutions (e.g. SBI Caps, IDBI Caps, Money Matters Financial Services Ltd, Pioneer Invest corp Limited, Blend Finance, Capital Square Advisors, etc.) o Should have handled Credit Analyst of atleast Rs. 500-700 Crores o Should have handled atleast 8 – 10 client relationships o Should have worked closely with atleast 5 – 6 banks/financial institutions Qualification & Soft Skills o CA or MBA from reputed institutions o Excellent communication skills, both oral and written o Comfortable with people engagement and strong persuasive skills o Analytical bent of mind with good time management, planning and coordination skills Remuneration As per industry standards