About Us:
We’re building a next‑generation lending platform focused on NBFC co‑lending, micro‑finance, and equipment‑backed SME loans—powered by a custom mobile app. Join us to shape India’s digital finance future.
Co‑Lending Strategy:
Develop and manage partnerships with NBFCs, banks, and Lending Service Providers (LSPs).
Structure co‑lending deals: leverage risk‑sharing models, negotiate interest‑spread splits, and ensure regulatory compliance.
Product & App Design Input:
Translate lending requirements into product features for our mobile app (e.g., credit‑scoring modules, disbursement flows, repayment schedules).
Work closely with engineering to ensure seamless integration of underwriting logic.
Market & Regulatory Research:
Stay up‑to‑date on RBI guidelines, NBFC licensing, and MSME lending norms.
Advise on risk frameworks for equipment financing, microloans, and SME credit.
Go‑to‑Market & Operations:
Define customer segments (e.g. small manufacturers, contractors), design onboarding/KYC processes and repayment collection strategies.
Pilot lending programs, track performance metrics (DSO, NPA, yield) and iterate.
Stakeholder Management:
Liaise with credit bureaus, payment gateways, and legal teams to finalize agreements and SLAs.
Prepare deal memos and present proposals to senior leadership.
3+ years in lending business or banking (NBFCs, PSU banks, microfinance institutions).
Deep understanding of co‑lending regulations, RBI frameworks, and MSME/equipment financing.
Hands‑on experience with digital lending platforms or fintech app launches.
Strong analytical skills: financial modeling, risk assessment, portfolio performance tracking.
Excellent communication and negotiation abilities.
Ability to translate complex regulations into practical product requirements.