Job Title: Loan Officer / Loan Executive / Loan Advisor
Location: Gujarat Vadodara
Job Type: Full-time
Industry: Banking / Financial Services / NBFC
Department: Credit / Loan Department
Experience: 0–3 years (Freshers can also apply)
Education: 12th pass and above
Key Responsibilities:
1. Customer Interaction:
Identify potential loan customers (retail, business, MSME, home loan, personal loan, gold loan, etc.).
Explain loan products, eligibility, interest rates, documentation, and terms.
2. Loan Application Process:
Collect and verify documents like Aadhaar, PAN, income proof, bank statements, property papers, GST, etc.
Assist customers in filling out loan application forms (online or offline).
3. Loan Appraisal & Verification:
Perform basic financial analysis to assess loan eligibility.
Coordinate with back-office or credit team for verification and approval.
Skills Required:
Basic knowledge of loan products and credit terms
Good communication in Gujarati, Hindi, and basic English
Sales and target-oriented mindset
Basic knowledge of computer, MS Office, and loan apps
Ability to work independently