Team Leader – Personal Loan & Overdraft Process
Job Summary
We are seeking a motivated and results-driven Team Leader to manage the Personal Loan and Overdraft process. The ideal candidate will lead a team of sales and operations executives, drive business growth, ensure operational efficiency, and deliver excellent customer service while maintaining compliance with internal policies and regulatory requirements.
Key Responsibilities
Lead, mentor, and motivate a team to achieve monthly sales and productivity targets.
Monitor team performance and provide regular coaching, feedback, and performance reviews.
Oversee the end-to-end processing of personal loans and overdraft applications.
Ensure compliance with company policies, banking regulations, and quality standards.
Resolve customer queries and escalations promptly and professionally.
Coordinate with credit, operations, and other internal teams to ensure timely loan processing and disbursement.
Analyse performance reports and identify opportunities to improve productivity and process efficiency.
Conduct team meetings and training sessions to enhance product knowledge and sales skills.
Ensure accurate documentation and adherence to turnaround time (TAT) requirements.
Requirements
Bachelor's degree in any discipline.
2–5 years of experience in personal loans, overdraft, or retail banking, with prior team handling experience preferred.
Strong leadership, communication, and interpersonal skills.
Knowledge of loan processing, banking products, and compliance requirements.
Ability to achieve targets in a fast-paced environment.
Proficiency in MS Office and CRM or loan management systems.
Preferred Skills
Team management and coaching
Sales and target achievement
Customer relationship management
Problem-solving and decision-making
Process improvement and reporting
Time management and organisational skills
Employment Type: Full-time
Industry: Banking / Financial Services / NBFC