Loan Sales

Position: Microfinance Loan Officer – Women’s Group Loans
Company: L&T Finance Limited
Employment Type: Full-time

About the Role:
L&T Finance is looking for dynamic and motivated individuals to work as Microfinance Loan Officers, focusing on group loans for women. The role involves mobilizing women self-help groups (SHGs) and facilitating access to microfinance solutions to empower women financially.

Key Responsibilities:

• Identify and approach women groups and self-help groups (SHGs) for microfinance loans.

• Conduct group assessments and evaluate loan eligibility based on repayment capacity.

• Educate clients on loan products, repayment schedules, and financial literacy.

• Collect and verify necessary documentation for loan processing.

• Follow up for timely loan disbursement and repayment.

• Maintain accurate records of client interactions and group loan portfolios.

• Achieve monthly and quarterly disbursal targets.

• Build strong relationships with women groups to encourage repeat lending and trust.

Eligibility / Qualifications:

• Minimum Qualification: 10+2 / Graduate

• Experience in microfinance, banking, or sales is an advantage but not mandatory.

• Strong communication, interpersonal, and negotiation skills.

• Confidence in engaging with women groups and communities.

• Basic computer skills for reporting and documentation.

Skills Required:

• Target-driven and results-oriented.

• Customer-centric approach with problem-solving mindset.

• Ability to work independently and maintain strong community relationships.

Benefits:

• Work with a leading financial services company.

• Skill development and training.

• Opportunity to grow within the organization.

• It is a Full Time Field Sales job for candidates with 0 - 3 years of experience.

More about this Loan Sales job

1. What is the eligibility criteria to apply for this Loan Sales job?
   Ans: The candidate should be 12th Pass and above and above with 0 - 3 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹14000 - ₹32000 per month + Incentives that depends on your interview. It's a Full Time job in Kolkata.
3. How many working days are there for this Loan Sales job?
   Ans: This Loan Sales job will have 6 working days.
4. Are there any charges applicable while applying or joining this Loan Sales job?
   Ans: No, there is no fee applicable for applying this Loan Sales job and during the employment with the company, i.e., L&t Finance.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Loan Sales role?
   Ans: There is an immediate opening of 15 Loan Sales at L&t Finance
7. Who can apply for this job?
   Ans: Only Male candidates can apply for this Field Sales job.
8. What are the timings of this Loan Sales job?
   Ans: This Loan Sales job has 06:30 AM - 06:30 PM timing.