Area Credit Manager-Loans Against Gold

Area Credit Manager-LOANS AGAINST GOLD-Credit Candidate should have Good experience/sound knowledge in Gold Loans Business in all Functions Manage Gold loan underwriting in the assigned Area, ensure all the Process & Policies are followed as per defined guidelines wrt Customer profile & Gold Collateral etc Handle all internal Compliance & Audit related queries Ensure Trainings were done & conducted on Process, Policies, Compliance & regulations in regular intervals Interacting with Sales Teams in regular intervals and ensure all the Process & Procedures are well maintained in the Branches Monitor & review the Process Auditors Branch Audit reports in regular interval Monitor & review the RCU queries in regular interval Coordinating with Recovery Team for controlling the Delinquency & NPA Meeting the PSL targets Ensure regulatory and procedural compliance is adhered by the Branches Co-ordinate with Branches and HO for Audit requirements Conduct follow-ups of Audits queries and resolution within the timeline Reporting of irregularities to HO Identifying and recruitment of Gold Assayers Experience Level Mid Level