Job Title: Sales Officer – Personal Loans (Direct Channel)Department: Retail Assets – Consumer LoansChannel: Direct SourcingLocation: PuneReporting To: Territory Manager – Personal LoansEmployment Type: Full-Time---Job Purpose:The Sales Officer – Personal Loans (Direct Channel) at IDFC FIRST Bank is responsible for sourcing personal loan customers directly from the open market. This role focuses on field-based customer acquisition, relationship building, and ensuring high conversion rates by delivering excellent service and timely follow-ups. The position is target-driven and demands proactive engagement in market outreach and customer relationship management.---Key Responsibilities:🏆 Sales & AcquisitionGenerate leads and acquire customers for personal loans through:Field visits, cold calling, and referralsPersonal network and local market intelligenceMeet or exceed monthly loan disbursement and login targets🔗 Lead Conversion & Funnel ManagementHandle the end-to-end customer onboarding process from sourcing to disbursementMaintain a healthy lead pipeline and ensure timely follow-up for closuresEducate customers about product features, eligibility, and documentation requirements📄 Documentation & ComplianceCollect and verify customer documents as per bank guidelines (KYC, income proofs, etc.)Ensure 100% accuracy and compliance in application submissionLiaise with credit, operations, and backend teams to fast-track processing🤝 Customer EngagementDeliver a positive customer experience throughout the loan journeyAddress pre-sale and post-sale queries with professionalism and urgencyBuild long-term relationships with customers for future business and referrals---Candidate Profile:✅ Qualifications:Graduate in any discipline (BBA/B.COM/MBA preferred)✅ Experience:1–3 years in field sales (preferably in personal loans, credit cards, or unsecured lending)Freshers with strong communication and field readiness will also be considered✅ Skills & Attributes:Strong communication and negotiation skillsSales-oriented with high energy and perseveranceFamiliarity with local geography and customer baseProficiency in mobile-based sales applicationsWillingness to travel extensively within the assigned area---Why Join IDFC FIRST Bank?Transparent performance-based incentivesTraining and development supportCareer progression within one of India’s fastest-growing retail banksEthical, customer-first culture with technology-driven operations
Other Details
- It is a Full Time Field Sales job for candidates with 0 - 5 years of experience.
More about this Field Sales Officer job
What is the eligibility criteria to apply for this Field Sales Officer job?
Ans: The candidate should be 12th Pass and above and above with 0 - 5 years of experience of experience
How much salary can I expect for this job role?
Ans: You can expect a salary of ₹15000 - ₹68000 per month + Incentives that depends on your interview. It's a Full Time job in Pune.
How many working days are there for this Field Sales Officer job?
Ans: This Field Sales Officer job will have 6 working days.
Are there any charges applicable while applying or joining this Field Sales Officer job?
Ans: No, there is no fee applicable for applying this Field Sales Officer job and during the employment with the company, i.e., Idfc First Bank.
Is it a work from home job?
Ans: No, it’s not a work from home job and can't be done online.
How many openings are there for this Field Sales Officer role?
Ans: There is an immediate opening of 20 Field Sales Officer at Idfc First Bank
Who can apply for this job?
Ans: Both Male and Female candidates can apply for this Field Sales job.
What are the timings of this Field Sales Officer job?
Ans: This Field Sales Officer job has 09:30 AM - 06:30 PM timing.
Candidates can call HR for more info.