Job description
· Prospecting with suspect leads. A suspect is a person who has still not decided on taking a loan.
· Converting a suspect to a prospect. This involves the following:
o Establishing contact with the prospect, this could involve several calls and may need a call at a time beyond office hours.
o This will also involve making calls at different times in order to achieve success.
o Need Analysis
o Eligibility Profiling
o Setting up an appointment
o Follow up with the prospect post every meeting with the sales officer until conclusion
· Basis feedback from the prospect, seek interventions from the senior sales resource or by your own-self in satisfying customer needs with the objective of converting the prospect to a customer
· Responsible for conversion of suspects to prospects to customers
· Provide support to the sales team in increasing conversions by:
o Prompt calling to all suspects / prospects
o Timely follow up with all prospects
o Cordial relationships with the sales officer mapped, collaborating with the sales officer in providing feedback, seeking feedback from him on your performance
· Responsible for complete knowledge of company products and policies as well as those of competition
· Responsible for quality of the conversation, which entails the following:
o Accuracy
o Product Knowledge
o Appraisal Skills
o Punctuality TOS
o TAT commitments
· Ability to handle objections
· Updating the software. You must capture your conversation with the customer effectively such that a third person is able to carry on the conversation with the customer where you left off.
· Generating References: The quality of your conversation and your ability to connect with the customer is also reflected in the number of references that you generate.
· Providing market feedback to the supervisor:
o It is important to share with your supervisor any trends that you come across whilst speaking to a prospect. Examples could be objections from prospects regards the processing fee being charged by us vis--vis the same being charged by a specific competitor.