Personal Loan Officer – Job Description
Job Title: Personal Loan Officer / Personal Loan Sales Executive
Job Summary:
Responsible for sourcing, processing, and managing personal loan applications while achieving business targets and ensuring compliance with the organization’s credit and KYC policies.
Key Responsibilities:
Identify and acquire customers requiring overdraft facilities.
Explain overdraft products, eligibility criteria, limits, pricing, and repayment terms.
Collect and verify KYC, financial, banking, and business-related documents.
Coordinate with credit and operations teams for appraisal and approval.
Process overdraft applications and ensure timely activation/disbursement of facilities.
Skills & Qualifications:
12 th & Graduate
Good communication skills
Customer handling
Sales & convincing skills
Basic computer knowledge
MS Office knowledge