Job Title: Team Leader – Personal Loans & Overdraft Process
Location: Sector 6, Noida
Salary: Attractive package with a good hike on last drawn salary (based on experience and interview performance)
Job Summary:
We are seeking a highly motivated and experienced Team Leader to oversee and manage the Personal Loans and Overdraft (OD) process. The ideal candidate will have a background in unsecured loan products, strong leadership skills, and the ability to drive team performance in a high-paced financial environment.
Key Responsibilities:
· Team Management: Lead and manage a team of loan processing executives and officers.
· Process Oversight: Ensure smooth processing of personal loan and overdraft applications from sourcing to disbursement.
· Quality Control: Monitor and maintain adherence to quality checks, credit policies, and compliance requirements.
· Coordination: Liaise with credit, operations, and sales teams for seamless workflow and quick resolution of issues.
· Reporting: Prepare daily/weekly/monthly MIS and performance reports for higher management.
· Training & Development: Coach and train new and existing team members on process updates, compliance, and best practices.
· Customer Focus: Handle escalations and ensure high customer satisfaction through timely resolution and support.
Key Requirements:
· Experience: 1-3 years in personal loans/OD process with at least 1 year in a leadership role.
· Education: ANY ..................
· Skills:
o Strong knowledge of loan processing, credit policies, and documentation
o Excellent communication and interpersonal skills
o Proficient in MS Excel and loan management systems
o Ability to manage and motivate a team to achieve targets
Perks & Benefits:
· Good hike over previous salary (performance-based)
· Performance incentives and bonuses
· Professional growth and career advancement opportunities
· Work-life balance and employee-friendly environment