Relationship Manager - Retail Asset Reconstruction & Financing

Relationship Manager_RARF(RETAIL ASSET RECONSTRUCTION FINANCING)_0405_0461_1044221_HRR Key Responsibilities: · Drive business development and origination across Private Credit, Structured Finance, Alternate Assets, and Special Situations financing. · Source and execute transactions including structured loans, acquisition financing, promoter funding, HoldCo financing, refinancing, growth capital, mezzanine debt, and PE-backed opportunities. · Build and maintain strong relationships with Promoters, CFOs, Treasury Heads, Investment Bankers, Private Equity Funds, Venture Capital Funds, Family Offices, and Market Intermediaries. · Evaluate financing opportunities through detailed financial analysis, business assessment, cash flow evaluation, and risk review. · Coordinate with internal stakeholders for credit appraisal, due diligence, legal documentation, approvals, and disbursement. · Structure customized financing solutions aligned with client requirements and the Bank's risk appetite. · Monitor portfolio performance, asset quality, covenant compliance, and early warning indicators. · Maintain a robust deal pipeline and continuously identify new opportunities through market intelligence and industry networking. · Ensure adherence to regulatory guidelines, internal credit policies, risk governance, and compliance standards. · Prepare pitch notes, credit proposals, transaction summaries, and portfolio reviews for senior management. Job Requirements: · MBA (Finance), CA, CFA, or equivalent qualification from a reputed institution. · 6-15 years of experience in Private Credit, Structured Finance, Corporate Banking, Wholesale Banking, Investment Banking, NBFCs, AIFs, or Alternate Asset Management. · Strong understanding of structured lending products, private credit transactions, debt instruments, and capital structures. · Experience in financial statement analysis, cash flow modelling, credit underwriting, and transaction structuring. · Established network with corporate clients, financial sponsors, intermediaries, and market participants. · Sound knowledge of legal documentation, security structures, covenants, and transaction negotiations. · Strong stakeholder management, relationship-building, and execution capabilities. · Excellent communication, presentation, and negotiation skills