Sales Executive

✅ Key Skills for Personal Loan Sales Executive (Branch Business)

1. Sales & Target Orientation

Ability to meet or exceed monthly loan disbursal targets.

Aggressiveness in cross-selling financial products.

Track record in achieving branch-level sales goals.

2. Customer Relationship Management

Build strong rapport with walk-in customers and existing clients.

Understand customer needs and recommend the right loan product.

Follow up regularly for document collection, approvals, etc.

3. Product Knowledge

Deep understanding of personal loan features:

Interest rates

Eligibility

Tenure & EMI

Fees & charges

Awareness of competitor offerings for better positioning.

4. Communication & Presentation Skills

Clear, confident, and persuasive communication.

Explain loan benefits, terms, and application process to customers.

Handle objections and resolve queries on the spot.

5. Documentation & KYC Handling

Familiarity with KYC norms and required documents for loan approval.

Accuracy in checking income proofs, IDs, bank statements, etc.

Coordinate with credit & operations teams for faster processing.

6. Lead Generation & Conversion

Source leads from walk-ins, referrals, or outbound calls.

Convert leads to disbursals through effective follow-ups.

Maintain pipeline and closure tracking in CRM or Excel.

7. Basic Computer & System Knowledge

Use of branch software, loan origination systems, CRM tools.

Data entry for loan application, MIS updates, etc.

8. Team Coordination

Work closely with branch managers, credit officers, and back-office staff.

Update daily activities and sales funnel to the branch head.

9. Understanding of Credit Policies

Basic knowledge of CIBIL, credit score interpretation.

Know how to filter eligible customers before processing applications.

10. Time Management & Multi-tasking

Handle multiple walk-in customers, calls, and follow-ups efficiently.

Prioritize hot leads and urgent documentation tasks.

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🧠 Bonus Skills (Preferred)

Local language proficiency (for better customer interaction).

Experience with DSA or NBFCs.

Knowledge of insurance cross-sell (if part of the KPI).

Negotiation skills for closing high-ticket loans.

• It is a Full Time Sales / Business Development job for candidates with 1 - 5 years of experience.

More about this Sales Executive job

1. What is the eligibility criteria to apply for this Sales Executive job?
   Ans: The candidate should be Graduate and above and above with 1 - 5 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹18000 - ₹27000 per month + Incentives that depends on your interview. It's a Full Time job in Delhi.
3. How many working days are there for this Sales Executive job?
   Ans: This Sales Executive job will have 6 working days.
4. Are there any charges applicable while applying or joining this Sales Executive job?
   Ans: No, there is no fee applicable for applying this Sales Executive job and during the employment with the company, i.e., HDFC BANK LIMITED.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Sales Executive role?
   Ans: There is an immediate opening of 10 Sales Executive at HDFC BANK LIMITED
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Sales / Business Development job.
8. What are the timings of this Sales Executive job?
   Ans: This Sales Executive job has 09:00 सुबह - 07:00 शाम timing.