Relationship Manager

18,000 - 30,000 /month*

G.r.j. Trades And Finance Limited

Barakhamba Road, Delhi

₹5,000 incentives included

1 - 2 years Experience in Sales / Business Development

10 Openings

Incentives included

Full Time

Skills Required

Wiring

Job Highlights

Sales Type: Loan/ Credit Card

Graduate and above

All genders

10:00 AM - 06:30 PM | 6 days working

Job Benefits: PF

Job Description

Key Responsibilities 1. Credit Underwriting & Risk Assessment  Evaluate loan applications for payday loans based on predefined credit policies.  Analyse applicant financials, credit history, repayment capacity, and risk indicators.  Approve or reject loan applications within assigned authority limits.  Develop risk-based decisioning frameworks for faster loan processing. 2. Policy & Process Management  Design, implement, and continuously improve credit policies for payday lending.  Ensure policies are compliant with regulatory guidelines applicable to NBFCs.  Monitor adherence to credit underwriting standards across the team. 3. Portfolio Monitoring & Risk Control  Track loan portfolio performance including delinquency, default rates, and roll rates.  Identify early warning signals and recommend corrective actions.  Optimize risk-return balance by adjusting credit filters and approval criteria. 4. Data Analysis & Reporting  Prepare regular MIS reports on credit performance, approval rates, and portfolio health.  Use data analytics to refine credit scoring models and improve decision accuracy.  Collaborate with data science teams (if applicable) for automated underwriting enhancements. 5. Fraud Detection & Prevention  Identify potential fraud patterns and implement preventive controls.  Work closely with operations and collections teams to minimize fraud losses

Other Details

It is a Full Time Sales / Business Development job for candidates with 1 - 2 years of experience.

More about this Relationship Manager job

What qualifications and experience are required for this Relationship Manager position?
Ans : Candidates should have a Graduate and above qualification with 1-2 years of experience and skills like Wiring.
What is the salary and job type for this role?
Ans : The salary for this Relationship Manager job ranges between ₹18,000-₹30,000 per month. This is a Full Time job.
What is the work schedule for this Relationship Manager job?
Ans : This Relationship Manager job has 6 days working days and timings from 10:00 AM - 06:30 PM.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Barakhamba Road, Delhi.
How many vacancies are there for this Relationship Manager job?
Ans : There are 10 vacancies for this Relationship Manager role.
Is this job open for all genders?
Ans : Yes, this Relationship Manager job is open for both male and female candidates.
What are the key responsibilities of this Relationship Manager job?
Ans : As a Relationship Manager, key responsibilities include skills like Wiring. This role is part of Sales / Business Development category.
What is the job location for this position?
Ans : The job location for this Relationship Manager position is Barakhamba Road, Delhi.
Who is the right fit for this Relationship Manager job?
Ans : A candidate having skills like Wiring with 1-2 years of experience is the right fit for this Relationship Manager job.
What makes this Relationship Manager job a good opportunity?
Ans : This Relationship Manager job is a good opportunity as it offers a salary between ₹18,000-₹30,000 per month. This is a Full Time job and has 10 openings.