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Credit Officer

salary 15,000 - 22,000 /month*
company-logo
job companyChintamani Finlease Limited
job location Nirman Vihar, Delhi
incentive₹2,000 incentives included
job experience6 - 36 months Experience in Sales / Business Development
3 Openings
Incentives included
full_time Full Time

Skills Required

Computer Knowledge
Lead Generation
MS Excel
Convincing Skills

Job Highlights

sales
Sales Type: Loan/ Credit Card
qualification
12th Pass and above
gender
All genders
jobShift
10:00 AM - 07:00 PM | 6 days working

Job Description

We are looking for a Credit Officer to join our team at at Chintamani Finlease Limited. The role focuses on expanding the client base, meeting revenue targets, and ensuring exceptional customer satisfaction. The position offers ₹15000 - ₹20000 and opportunities for career growth.

Key Responsibilities:

  • • Evaluate potential customers’ creditworthiness

    • Maintain detailed records of company loans

    • Approve or reject loan requests from customers

    • Calculate and set loan interest rates

    • Negotiate loan terms with new customers

    • Monitor customers’ loan payments

    • Review and update the company’s credit policy when necessary

    • Create a credit scoring model to assess risks

Job Requirements:

The minimum qualification for this role is Diploma and 6 months - 3 years of experience. Strong interpersonal skills, the ability to close deals effectively, and a customer-focused approach are also essential for this role.

Other Details

  • It is a Full Time Sales / Business Development job for candidates with 6 months - 3 years of experience.

More about this Credit Officer job

  1. What skills and experience do you need for this Credit Officer job?
    Ans : To apply for this Credit Officer job, candidates should have skills like Computer Knowledge, Lead Generation, MS Excel, Convincing Skills along with 1-3 years of experience.
  2. How much can you earn in this position?
    Ans : You can earn between ₹15,000-₹22,000 per month in this Credit Officer position.
  3. What is the work schedule for this Credit Officer job?
    Ans : This Credit Officer job has 6 days working days and timings from 10:00 AM - 07:00 PM.
  4. Do you need to visit the office for this job?
    Ans : Yes, candidates need to visit the office and work from the location in Nirman Vihar, Delhi.
  5. How many vacancies are there for this Credit Officer job?
    Ans : There are 3 vacancies for this Credit Officer role.
  6. Is this job open for all genders?
    Ans : Yes, this Credit Officer job is open for both male and female candidates.
  7. What work will you do in this role?
    Ans : As a Credit Officer, you will work on skills like Computer Knowledge, Lead Generation, MS Excel, Convincing Skills.
  8. What is the job location for this position?
    Ans : The job location for this Credit Officer position is Nirman Vihar, Delhi.
  9. Who is the right fit for this Credit Officer job?
    Ans : A candidate having skills like Computer Knowledge, Lead Generation, MS Excel, Convincing Skills with 1-3 years of experience is the right fit for this Credit Officer job.
  10. What makes this Credit Officer job a good opportunity?
    Ans : This Credit Officer job is a good opportunity as it offers a salary between ₹15,000-₹22,000 per month. This is a Full Time job and has 3 openings.
Candidates can call HR for more info.
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Other Details

Incentives

Yes

No. Of Working Days

6 days working

Skills Required

Computer Knowledge, Convincing Skills, Lead Generation, MS Excel, personal loan sales, loan sales, telecalling, credit card, cibil check

Contract Job

No

Salary

₹ 15000 - ₹ 22000

English Proficiency

No

Contact Person

Simran

Interview Address

Plot No. 216, Ansal Vikas Deep Building
Posted 10+ days ago
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