# Personal Loan & Overdraft Sales Executive – Job Description
## Job Title
**Sales Executive / Relationship Officer – Personal Loan & Overdraft Sales**
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📌 Job Summary
We are looking for energetic and target-oriented candidates for selling **Personal Loans ** and **Overdraft Facilities ** to customers. The candidate will be responsible for lead generation, customer handling, documentation, and achieving sales targets.
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## ✅ Key Responsibilities
🔹 Generate leads through cold calling, field visits, references, and social networking
🔹 Sell Personal Loan & Overdraft products to salaried and self-employed customers
🔹 Explain loan eligibility, EMI, interest rates, and repayment terms
🔹 Collect and verify customer documents
🔹 Coordinate with credit and operations team for loan processing
🔹 Build strong customer relationships
🔹 Achieve monthly sales targets
🔹 Maintain daily sales reports and customer database
🔹 Ensure compliance with banking and company policies
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Required Skills
Good communication skills
Sales & convincing ability
Customer handling skills
Target-oriented mindset
Basic banking & finance knowledge
MS Excel / CRM knowledge preferred
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## 🎓 Eligibility
Graduate in any stream preferred
Freshers can also apply
Experience in banking, NBFC, insurance, or loan sales is an advantage
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Salary & Benefits
Fixed Salary + Attractive Incentives
Performance Bonus
Career Growth Opportunities