A Personal Loan Sales professional acquires new customers, explains loan products, and handles documentation to meet monthly disbursement targets. Key roles involve identifying leads, verifying KYC/income documents, and coordinating with credit teams for approval. This role requires high sales drive, good communication, and strong relationship management.
Indeed +4
Key Roles and Responsibilities
Prospecting & Sales: Actively identifying potential borrowers through field visits, cold calling, and bank leads, following up until closure.
Customer Advisory: Clearly explaining interest rates, eligibility, EMI structures, and repayment terms to prospects.
Documentation & Processing: Collecting KYC documents, income proof, and bank statements; verifying their authenticity; and ensuring timely submission.
Target Achievement: Meeting monthly and quarterly sales targets regarding the number of loans and total disbursement amount.
Relationship Management: Building and maintaining relationships with clients for repeat business and generating referrals.
Coordination & Compliance: Liaising with credit, operations, and risk management teams to ensure smooth loan processing while adhering to compliance guidelines.
HDFC Sales +5