Job Title
Personal Loan Team Leader
Job Summary
The Personal Loan Team Leader will manage and drive the performance of a team handling personal loan sales and processing. The role focuses on achieving business targets, ensuring compliance with lending policies, maintaining portfolio quality, and delivering a seamless customer experience across branch, field, channel, and digital platforms in a Bank, NBFC, or Fintech environment.
Key Responsibilities
• Lead, coach, and motivate a team of Personal Loan Officers to achieve sales and disbursement targets
• Drive loan sourcing through branch walk-ins, referrals, DSAs, field sales, and digital leads
• Monitor team productivity, pipeline, conversion ratios, and TAT
• Ensure accurate documentation, verification, and adherence to credit policies
• Coordinate with credit, operations, risk, collections, and tech teams for smooth processing
• Ensure compliance with RBI guidelines, KYC/AML norms, and internal policies
• Handle customer escalations and maintain high service standards
• Track portfolio performance and support delinquency control
• Prepare and review daily/weekly/monthly MIS and performance reports
Key Performance Indicators (KPIs)
• Team target achievement (volume & value)
• Disbursement and approval ratios
• Turnaround Time (TAT)
• Portfolio quality and delinquency levels
• Team productivity and retention
Eligibility & Skills
•• Education:• Graduation (MBA/PG preferred)
Experience:
• 3–6 years in Personal Loans / Retail Lending
• 1–2 years of team handling experience
• Exposure to Bank, NBFC, or Fintech lending preferred
Skills:
• Strong leadership and people management
• Good knowledge of personal loan products and credit processes
• Sales-driven with risk and compliance orientation
• Strong communication and negotiation skills
• Proficient in MS Excel, CRM/LMS, and MIS reporting
Contact HR Sakshi 8287360479