Senior Credit Analyst

Credit Senior Analyst Key Responsibilities • Monitor credit utilization and past-due percentages to determine actions, including applying or releasing sales blocks. • Approve or recommend customer credit limits and payment terms based on credit risk models and guidelines. • Ensure compliance with SOX controls and IFRS/US GAAP standards. • Facilitate credit committee reviews for high-risk accounts and exceptions. • Maintain accuracy of credit master data and conduct periodic reassessments. • Perform credit evaluations such as financial statement analysis, bureau reports, trade references, and banking information. • Collaborate with Sales and Customer Success teams to support onboarding and balance risk with business objectives. • Provide collections forecasts, cash inflow projections, and risk exposure summaries to Finance/FP&A • Communicate account status, risk, and actions to Supervisor, manager & leadership; run cadence reviews with business units Qualifications • Bachelor’s degree in finance, Accounting, or a related discipline. • 5–7 years of experience in credit analysis, credit management, or collections. • Strong understanding of financial statement analysis, credit scoring methodologies, and accounts receivable risk management. • Excellent verbal and written communication skills with strong negotiation capabilities. • Experience with credit assessment tools such as D&B, Experian, and Moody’s. Experience Level Senior Level