Finance and Accounting Operations Associate

Banking Operations Associate Title: F&A – Ops Processing Associate / Senior Associate (Grade 04/05) Job Details: Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements. Extract and input financial data into bank-approved spreading tool. Review audited and compiled financial statements for completeness and accuracy. Calculate and validate key financial metrics, ratios. Identify discrepancies, missing information, and unusual financial trends for escalation. Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations. Maintain service level agreements (SLAs) and productivity targets. Ensure compliance with internal controls, regulatory requirements, and risk management standards. Knowledge of GAAP, IFRS, or regional accounting standards. Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems. Participating in the training programs based on business needs Attending team meetings or customer calls. Job Requirements & eligibility Criteria: 2-4 Years of experience in Banking BPO is preferred. Bachelor’s degree in commerce, Accounting, Finance, or a related field. Understanding of financial statements and accounting principles. Knowledge of ratio analysis, cash flow analysis, and credit fundamentals. Strong attention to detail and analytical skills. Proficiency in Microsoft Excel and financial analysis tools. Good written and verbal communication skills. Ability to work under deadlines and manage multiple priorities. Ability to work scheduled shifts. Ability to communicate (oral/written) effectively in English to exchange information with our client when required. Experience Level Mid Level