Credit Manager

CREDIT MANAGER I - SCF KEY RESPONSIBILITIES Assessment of credit parameters of small-time manufacturers / traders as per the laid down credit program parameter while onboarding them as borrowers. Assess borrowers referred by Anchors under dealer finance and Vendor finance and process under purchase invoice discounting and Sales Invoice discounting for cases without Anchors Analyse and validate KYC, banking transaction data, bureau records, Anchor ledgers and GST data. To have personal discussion with the traders / retailers / borrowers to understand the business and assess credit worthiness Input of scoring parameters and credit assessment norms as per credit policy to arrive at the credit decision and recommend for deviations if any to appropriate authority. Proactively suggesting finetuning of the credit assessment norms if any. Maintenance of MIS To be Technologically saavy on Automation & Digitization to increase process efficiency and to timely give suggestions to make it more user friendly.