Branch Credit Manager

Branch Credit Manager · Ensure proper credit evaluation of customers as per policy & process · Conduct personal discussion with customers for evaluation of Loan proposal · Support the branch team in achieving desired branch objective. · Manage & Maintain TAT for Loan disbursement. · Supervisor & mentor Credit officer & Officer Credit Operation. · To diligently appraise loan applications in line with credit policy of the organization. · Ensure Credit policies to build a good quality portfolio of the branch. · Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. · Completion of PDD on time for the Loan Disbursed · Ensure Quality Portfolio of the branch is Maintained · Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria · Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided · Minimize turnaround time per application · Maintain a high quality portfolio at branch level. · Manage and support other operations activities at the branch. · Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate Ensure that the PDD is collected and maintained as per credit norms.