Relationship Officer

 RO-MSME -Exp – Min 1 year in MSME / LAP business Loan, MSME secuired loan- DST, should be handling direct market sourcing, Understanding of MSME / LAP Product, Documentation, Sourcing mechanism. Candidate must be working in these product, exposure in affordable MSME / Affordable LAP is mandatory.

RO-Housing Loan - Exp – Min 1 year in Housing Loan, Mortgage Loan, secured loan- DST, should be handling direct market sourcing, Understanding of HL , Documentation, Sourcing mechanism. Candidate must be working in these product, exposure in affordable HL / Affordable HL  is mandatory

( Please Avoid Personal loan , Credit card , Fresher,  & Unsecured Loan back ground candidates )

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Grade - Executive / Senior Executive / AM 1

Qualification - Graduation is must. ( Any Stream )

Minimum 1 year of relevant experience required with proper relieving letter.

Not working people should not have gap of more than 4 Months. They have to join on similar CTC.

Age limit – maximum 30 years

Cibil Should be up to -700 

Kindly ask the candidate to carry below mentioned listed documents.

1.              Aadhar card & Pan Card - Copy

2.              Three months latest Pay slips / Latest increment letter - Copy

3.               Offer letter of current organization - Copy 

4.               Experience letter & RL of pervious organization - Copy 

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JOB DIMENSIONS

Job Title: Relationship Officer

Location (if applicable):

Function: Sales- MSME/LAP/HL

Department: assets

Typical Grade: Executive/ Sr. Executive/ Assistant Manager-I

CTC : NA

Reporting Manager: Sales Manager

Direct Reports:-NA

JOB SUMMARY

Responsible for quality customer acquisition as per product bouquet of the business. Adherence of the process and policies of the Bank while maintaining banking relationship with customers with close coordination with relevant teams.

KEY RESPONSIBILITIES

·                To source loan clients in line with the business plan and target.

·                Creating and maintaining strict credit discipline and ensuring zero default in recovery.

·                Monitor the loan portfolio – conduct loan utilization checks and regular monitoring visits.

·                Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.

·                Accurate and timely record keeping and reporting.

·                Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.

·                Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees.

·                Any other work assigned to you from time to time.

EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS

Qualification: Graduate in any discipline

RELEVANT JOB EXPERIENCE

2-3 years of relevant experience in BFSI domain.

• It is a Full Time Field Sales job for candidates with 1 - 4 years of experience.

More about this Relationship Officer job

1. What is the eligibility criteria to apply for this Relationship Officer job?
   Ans: The candidate should be Graduate and above and above with 1 - 4 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹20000 - ₹27000 per month that depends on your interview. It's a Full Time job in Mumbai.
3. How many working days are there for this Relationship Officer job?
   Ans: This Relationship Officer job will have 6 working days.
4. Are there any charges applicable while applying or joining this Relationship Officer job?
   Ans: No, there is no fee applicable for applying this Relationship Officer job and during the employment with the company, i.e., Utkarsh.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Relationship Officer role?
   Ans: There is an immediate opening of 40 Relationship Officer at Utkarsh
7. Who can apply for this job?
   Ans: Only Male candidates can apply for this Field Sales job.
8. What are the timings of this Relationship Officer job?
   Ans: This Relationship Officer job has 10:00 AM - 07:00 PM timing.