Field Sales Insurance Advisor

• Manage and develop relationships with mapped bank branches and branch staff.

• Generate insurance business through bank customers and leads provided by the bank.

• Achieve monthly, quarterly and annual sales targets.

• Sell suitable Life Insurance / Health Insurance products based on customer needs.

• Conduct customer meetings and explain product benefits, features, premium and policy terms.

• Work closely with Bank Relationship Managers, Branch Managers and other stakeholders to generate business.

• Conduct regular branch visits and participate in morning huddles and sales meetings.

• Train and motivate bank employees on insurance products, processes and sales opportunities.

• Drive branch activation, lead generation, cross-selling and customer engagement activities.

• Maintain a healthy sales pipeline and track lead conversion.

• Ensure timely submission of proposals and completion of documentation.

• Follow company policies, regulatory requirements and ethical sales practices.

• Maintain customer relationships for renewals, persistency and future cross-selling opportunities.

• Monitor daily/weekly sales performance and take corrective actions to achieve targets.

• Prepare regular business and activity reports for management.

For Life Insurance – Additional Responsibilities

• Sell protection, savings, investment, retirement and term insurance solutions.

• Focus on premium/APE, policies issued, persistency and product mix.

• Conduct financial-need-based selling and identify customer protection requirements.

For Health Insurance – Additional Responsibilities

• Sell individual, family-floater, senior-citizen and other relevant health insurance products.

• Drive new business as well as renewal/retention opportunities.

• Explain coverage, exclusions, waiting periods, claims process and policy benefits accurately.

Candidate Profile

• Graduate in any discipline.

• 1–5 years of experience in insurance, banking, NBFC, financial services or direct sales preferred.

• Experience in Bancassurance / Branch Banking Sales will be an advantage.

• Strong communication and relationship-management skills.

• Target-oriented and comfortable with sales pressure.

• Good negotiation, presentation and customer-handling skills.

• Willingness to travel to assigned bank branches.

• Basic knowledge of insurance products and regulatory/compliance requirements.

Key Performance Indicators (KPIs)

• New business / premium achievement

• Number of policies issued

• Branch activation and productivity

• Lead conversion ratio

• Customer acquisition

• Renewal / persistency performance

• Product mix

• Bank partner relationship and engagement

• Compliance and quality of business

Nature of Role: Sales + Relationship Management + Branch/Field Visits

• It is a Full Time Field Sales job for candidates with 6 months - 6+ years Experience.