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Field Sales Executive

salary 15,500 - 59,500 /month*
company-logo
job companyMahakal Associates
job location Avas Vikas Colony, Gorakhpur
incentive₹40,000 incentives included
job experience0 - 5 years Experience in Field Sales
50 Openings
Incentives included
full_time Full Time

Job Highlights

sales
Sales Type: B2B Sales
qualification
Graduate and above
gender
All genders
jobShift
06:00 AM - 06:00 PM | 7 days working
star
Job Benefits: Meal, PF, Medical Benefits
star
Bike, Smartphone, PAN Card, Aadhar Card, 2-Wheeler Driving Licence, Bank Account

Job Description

## Micro Loan Officer (Field Loan Officer) – L&T Finance

### Job Summary

The Micro Loan Officer (Field Loan Officer) at L&T Finance drives field-level business operations for micro-lending products. This role focuses on customer acquisition, forming joint liability groups (JLGs), managing loan applications, ensuring accurate field verification, and achieving timely EMI collections in assigned territories.

---

### Key Responsibilities

Customer Acquisition & Group Formation

• Conduct field visits to identify potential microfinance borrowers.

• Form and manage Joint Liability Groups (JLGs) or Women Self-Help Groups in rural and semi-urban markets.

• Conduct Center Meetings (CGT/GRT) to explain loan products, repayment schedules, and interest rates.

Documentation & Processing

• Collect customer Know Your Customer (KYC) documents, verify credentials, and complete initial screening.

• Fill out digital/paper loan application forms accurately and assist the branch team during loan disbursement.

• Conduct house visits and field appraisals to assess the financial stability of applicants.

Portfolio Management & Collection

• Ensure 100% timely collection of weekly/monthly EMIs from group centers.

• Track unpaid or overdue accounts and execute field recovery strategies to maintain portfolio quality.

• Address customer grievances and maintain long-term working relationships across assigned centers.

---

### Key Requirements

| Criteria | Requirements |

| --- | --- |

| Education | Higher Secondary (10+2), Diploma, or Any Graduate degree |

| Experience | 0 to 3 years in Microfinance, NBFC, BFSI, or Field Sales (Freshers welcomed) |

| Age Limit | Typically 21 to 30 years |

| Assets Needed | Valid Two-Wheeler (Bike/Scooter) and active Driving License |

| Location | Willingness to travel extensively within local field limits |

---

### Desired Skills & Capabilities

Communication & Negotiation: Proficiency in local languages and ability to engage effectively with rural/semi-urban communities.

Sales Drive: Ability to meet monthly target milestones for customer onboarding and portfolio targets.

Basic Tech Literacy: Comfort with using mobile apps for digital KYC, data entry, and loan tracking.

Integrity & Resilience: Responsible cash handling and strong ethics during field collections.

Other Details

  • It is a Full Time Field Sales job for candidates with 0 - 5 years of experience.

More about this Field Sales Executive job

  1. Can freshers or experienced candidates apply for this Field Sales Executive role?
    Ans : Candidates who have a Graduate and above qualification with 0-5 years of experience can apply for this Field Sales Executive role.
  2. What is the salary and job type for this role?
    Ans : The salary for this Field Sales Executive job ranges between ₹15,500-₹59,500 per month. This is a Full Time job.
  3. What is the work schedule for this Field Sales Executive job?
    Ans : This Field Sales Executive job has 7 days working days and timings from 06:00 AM - 06:00 PM.
  4. Do you need to visit the office for this job?
    Ans : Yes, candidates need to visit the office and work from the location in Avas Vikas Colony, Gorakhpur, Gorakhpur.
  5. How many vacancies are there for this Field Sales Executive job?
    Ans : There are 50 vacancies for this Field Sales Executive role.
  6. Is this job open for all genders?
    Ans : Yes, this Field Sales Executive job is open for both male and female candidates.
  7. What is the job location for this position?
    Ans : The job location for this Field Sales Executive position is Avas Vikas Colony, Gorakhpur, Gorakhpur.
  8. What makes this Field Sales Executive job a good opportunity?
    Ans : This Field Sales Executive job is a good opportunity as it offers a salary between ₹15,500-₹59,500 per month. This is a Full Time job and has 50 openings.
Candidates can call HR for more info.
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Other Details

Incentives

Yes

No. Of Working Days

7

Benefits

Meal, PF, Medical Benefits

Contract Job

No

Salary

₹ 15500 - ₹ 59500

English Proficiency

Yes

Contact Person

HR Team

Interview Address

Gorakhpur, Avas Vikas Colony, Gorakhpur
Posted a day ago
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