Job Description – Collection Officer

Company: Utkarsh Small Finance Bank (USFBL)

Location: NCR Region

Department: Collections

Position Type: Full-time | Field Role

About Utkarsh Small Finance Bank (USFBL)

Utkarsh Small Finance Bank is a scheduled commercial bank headquartered in Varanasi, India. The bank focuses on providing financial inclusion and accessible banking services to unserved and underserved communities, especially in rural and semi-urban areas.

Incorporated in 2016, the bank evolved from Utkarsh CoreInvest Limited and commenced Small Finance Bank operations in January 2017. Utkarsh SFB offers a diverse range of banking products, including Microfinance Loans, MSME Loans, Housing Loans, Deposit Accounts, and Digital Banking Services.

Position Details

Job Title

Collection Officer

Reporting To

Branch Manager / Collection Manager

Location

NCR

Work Type

On-field (Customer Visit Based)

Industry

Banking / Financial Services

Position Type

Full-time

Key Responsibilities

Loan Recovery

Handle loan collection activities for Group Loan customers.

Customer Interaction

Visit customers for repayment collection and provide guidance on repayment schedules.

Documentation

Maintain accurate collection records and submit daily reports.

Compliance

Follow all RBI and Bank guidelines while handling customer data and cash.

Coordination

Work closely with Branch and Regional teams to achieve collection targets.

Eligibility Criteria

Qualification

Graduate Preferred

Experience

Fresher / Experienced candidates from Microfinance, NBFC, or Banking sector preferred

Skills

Good communication, negotiation, and interpersonal skills

Mandatory

Two-wheeler with valid Driving License (DL/LL)

Compensation & Benefits

Salary

₹ 17700 per month (CTC)

Fuel Allowance

₹3,600 per month

Accommodation

Provided by company

Food

Provided by company

Other Benefits

Performance incentives as per company policy

Documents to Carry

Resume / CV

Updated copy

ID Proof

Aadhaar Card, PAN Card

Driving Proof

DL/LL Copy

Educational Documents

Copies of last qualification certificates

Walk-in Interview Details

Venue

NCR (Exact address to be shared with shortlisted candidates)

Why Join Utkarsh Small Finance Bank?

• Opportunity to work with a leading Small Finance Bank

• Growth-oriented and inclusive work culture

• Exposure to rural and microfinance operations

• Attractive incentives and benefits

• It is a Full Time Field Sales job for candidates with 0 - 2 years of experience.

More about this Field Collection Executive job

1. What is the eligibility criteria to apply for this Field Collection Executive job?
   Ans: The candidate should be Graduate and above and above with 0 - 2 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹14500 - ₹15000 per month that depends on your interview. It's a Full Time job in Haridwar.
3. How many working days are there for this Field Collection Executive job?
   Ans: This Field Collection Executive job will have 6 working days.
4. Are there any charges applicable while applying or joining this Field Collection Executive job?
   Ans: No, there is no fee applicable for applying this Field Collection Executive job and during the employment with the company, i.e., Ocean Enterprises.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Field Collection Executive role?
   Ans: There is an immediate opening of 50 Field Collection Executive at Ocean Enterprises
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Field Sales job.
8. What are the timings of this Field Collection Executive job?
   Ans: This Field Collection Executive job has 09:00 AM - 06:00 PM timing.