Customer Communication
Call customers whose EMIs are due or overdue to remind them of payment dates and amounts.
Explain payment options, due dates, and consequences of non-payment.
Maintain a polite and professional approach during all interactions.
Payment Follow-Up
Persuade customers to make timely payments.
Track promises to pay (PTP) and ensure follow-up until payment is received.
Coordinate with field collection teams if physical collection is needed.
Record Keeping
Update customer records, call outcomes, and payment status in the system.
Maintain accurate daily call logs and collection reports.
Target Achievement
Meet or exceed monthly and weekly collection targets.
Contribute to overall team performance and productivity goals.
Customer Support
Assist customers in resolving payment-related queries.
Provide information about loan tenure, outstanding balance, and payment modes.
Compliance and Ethics
Follow RBI and company guidelines regarding fair collection practices.
Avoid using harsh language, threats, or unethical practices.
Maintain confidentiality of customer information.
Coordination
Work with the finance and recovery departments to update payment status.
Share feedback on recurring customer issues or payment challenges.