Insurance Advisor

An insurance advisor (or agent) is a licensed professional who acts as a bridge between insurance companies and clients, assessing risk, providing tailored financial protection advice, and assisting with policy sales and claims. They help customers navigate complex policies regarding health, life, or vehicle insurance to make informed, financially sound decisions.Core ResponsibilitiesCustomer Consultation & Risk Assessment: Analyze a client's financial situation, assets, liabilities, and risk exposure to recommend suitable insurance products.Sales & Lead Generation: Actively seek new clients, follow up on leads, and guide them through the purchase process to meet sales targets.Policy Explanation & Advice: Clearly explain policy terms, coverage options, deductibles, and exclusions, simplifying complex terminology.Claims & Service Support: Provide ongoing service to existing clients, including updating policies as life circumstances change and assisting with claims processing.Regulatory Compliance: Ensure all sales and advice adhere to insurance regulatory authority standards (e.g., IRDAI guidelines).Required Skills & QualificationsLicensing: Valid state or national insurance license.Communication: Excellent interpersonal skills for building trust and rapport with clients.Product Knowledge: In-depth understanding of insurance products, including life, health, and general insurance.Analytical Skills: Ability to analyze data and financial needs, often requiring proficiency in basic software like Microsoft Office.Working ConditionsFlexible Roles: Work may be in-house (employee) or as an independent agent, often allowing for flexible hours.Performance-Driven: Roles are generally, at least in part, commission-based, focused on building a steady client base.

• It is a Full Time Customer Support / TeleCaller job for candidates with 6 months - 1 years of experience.