Business Analyst - Loan Origination and Loan Management Systems

Test Lead Skill Loan Origination System, Loan Management System Job Description Key ResponsibilitiesGather, analyze, and document business requirements, user stories, BRDs, FRDs, process flows, and functional specifications for LOS/LMS initiatives.Collaborate with business stakeholders, product owners, operations teams, and technology teams to understand lending requirements and translate them into actionable deliverables.Conduct requirement walkthroughs and facilitate discussions with Business, Development, Testing, and Project teams.Define acceptance criteria and ensure complete traceability from requirements to testing and production implementation.Analyze end-to-end LAP customer journeys, including onboarding, credit evaluation, underwriting, sanction, disbursement, servicing, and closure processes.Support sprint planning, backlog grooming, impact analysis, and release planning activities.Identify process gaps, business risks, and opportunities for process optimization and automation.Work closely with QA teams during test case reviews, UAT execution, defect triage, and business validation.Ensure compliance with RBI regulations, digital lending guidelines, NACH/e-Mandate processes, and lending policies.Support production rollout activities, user training, and post-implementation business validations.Must-Haves8+ years of experience as a Business Analyst in Banking/NBFC lending projects.Strong experience in Loan Origination Systems (LOS) and Loan Management Systems (LMS).Hands-on exposure to platforms such as Finone, Nucleus, Lentra, Finnaxia, Pennant, or similar lending solutions.Deep understanding of the Loan Against Property (LAP) lifecycle and lending operations.Experience in requirement gathering, BRD/FRD preparation, gap analysis, and business process modeling.Good knowledge of NACH/e-Mandate workflows, credit bureau integrations, and RBI digital lending regulations.Experience working in Agile/Scrum environments.