Responsibilities:
Processing Applications:
Reviewing credit card applications, verifying information, and ensuring accuracy.
Customer Service:
Handling customer inquiries, resolving issues, and providing support related to credit card accounts.
Account Management:
Monitoring customer accounts for compliance with company policies, managing credit limits, and updating account information.
Fraud Prevention:
Analyzing fraud alerts and suspicious activity, investigating potential fraud cases, and taking appropriate action.
Dispute Resolution:
Collaborating with other teams (e.g., finance, customer service) to resolve disputes and chargebacks.
Compliance:
Staying up-to-date on credit card regulations, industry best practices, and company policies.
Sales (if applicable):
Promoting credit card products, explaining features and benefits, and assisting customers with the application process.
Reporting & Analysis:
Generating reports on credit card activity, analyzing data to identify trends, and providing recommendations for improvement.
Interacting with various stakeholders:
Including customers, sales managers, marketing teams, and product specialists, and collaborating with them to align sales strategies with company goals.
Staying updated with industry trends:
Including regulatory changes and technological advancements in the banking and finance industry.
Skills & Qualifications:
Strong communication and interpersonal skills.
Excellent attention to detail and accuracy.
Proficiency in data entry and record keeping.
Ability to analyze information and solve problems.
Knowledge of credit card regulations and industry best practices.
Customer service experience.
Sales experience (if applicable).
Proficiency with relevant software and systems.
Ability to work independently and as part of a team.