Telecaller

Industry: Fintech

••Company Overview:

Mxon Technologies is a Fintech plaftorm dedicated to catalyzing the success of Medium and

small enterprises (MSME) by offering accessible credit solutions. Our products, Supply Chain Finance (SCF), and Working Capital Term Loans are designed to simplify the borrowing process for Medium and small enterprises (MSME). With a commitment to ease and efficiency, we leverage advanced technology to ensure a seamless application and approval process. Mxon Technologies stands as a reliable partner, providing transparent and easy to-avail credit options that empower small businesses to navigate financial challenges and thrive in a competitive market.

Job Role: Business Credit Associate(onsite)

Work Location: Bangalore

••Job Summary:

We are looking for a Fintech Credit Associate with 1-2 years experience. As a Business Credit

Associate you will be responsible for:

overseeing a company's credit policies and managing the credit extended to customers

Candidates with prior experience in Fintech or NBFC industry is mandatory.

Join in our exciting journey to revolutionize the B2B Payment and Credit Management space.

••Roles and Responsibilities:

Credit Assessment & Underwriting

Evaluate loan applications based on financial documents, credit history, and risk parameters.

Analyze customer profiles, repayment capacity, and overall creditworthiness.

Ensure compliance with credit policies and risk management frameworks.

Risk Evaluation Identify potential risks in loan proposals and suggest appropriate risk mitigants. Monitor market trends and economic indicators to adjust risk models accordingly.

Approval Process

Approve or recommend loan proposals within the delegated authority limit.

Collaborate with senior management and risk teams for high-value or complex cases.

Portfolio Management
Monitor existing loan portfolios for early warning signals and overdue accounts.

Ensure timely review and renewal of credit facilities.

Compliance & Documentation

Ensure adherence to RBI guidelines, internal policies, and legal regulations.

Review and verify loan documentation to ensure completeness and accuracy.

Coordination & Communication

Work closely with sales, legal, operations, and collections on teams.

Act as a liaison between internal stakeholders and external clients for credit-related matters.

Reporting & MIS

Prepare and present periodic credit reports, risk assessments, and performance metrics to

management.

Process Improvement

Recommend and implement improvements in credit evaluations on processes and systems.

••Requirements:

1. Direct experience in the lending / FinTech industry /SCF .

2. Have 1-2 years of experience working in credit management

3. Ability to engage with customers and work with other disciplines internally to create an

effective solution to close the deal.

4. Good knowledge of MSOffice, MS Excel and other relevant digital skills to clearly explain to the customer the organization program that is offered.

5. Should have effective Presentation skills. Will have to give presentations to the Sr.

Management for their concurrence and also to the end customers for closing the deals.

6. Strong problem-solving skills and willingness to think outside the box.

7. High energy, hands-on, detailed-oriented and able to work independently.

8. Good communication and interpersonal skills.

9. Self-starter, ability to work and thrive within a fast-paced, culturally diverse, and hands-on

environment.

10. Excellent written and verbal communication and interpersonal skills; Ability to multi

task, organize, and priortize work

• It is a Full Time Telesales / Telemarketing job for candidates with 6 months - 2 years of experience.

More about this Telecaller job

1. What is the eligibility criteria to apply for this Telecaller job?
   Ans: The candidate should be Graduate and above and above with 6 months - 2 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹20000 - ₹45000 per month + Incentives that depends on your interview. It's a Full Time job in Bangalore.
3. How many working days are there for this Telecaller job?
   Ans: This Telecaller job will have 6 working days.
4. Are there any charges applicable while applying or joining this Telecaller job?
   Ans: No, there is no fee applicable for applying this Telecaller job and during the employment with the company, i.e., MXON TECHNOLOGIES.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Telecaller role?
   Ans: There is an immediate opening of 20 Telecaller at MXON TECHNOLOGIES
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Telesales / Telemarketing job.
8. What are the timings of this Telecaller job?
   Ans: This Telecaller job has Day Shift.