Financial Risk Assessment:
Analyze and assess financial risks related to lending and investment decisions.
Sales and Promotion:
Promote and sell financial products and services to customers.
Customer Service:
Serve customers by answering queries and assisting with financial solutions, including working capital needs.
Loan Evaluation:
Evaluate loan applications, verify income and creditworthiness, and make informed loan decisions.
Financial Data Analysis:
Analyze financial data and provide data-driven recommendations.
Bank Operations Management:
Manage daily operations of the bank such as supervising staff, reconciling accounts, and ensuring operational efficiency.
Regulatory Compliance:
Ensure compliance with all applicable laws, regulations, and internal policies.
Marketing and Client Acquisition:
Develop and implement marketing strategies to attract new customers and retain existing ones.
Problem Solving:
Understand client financial goals/problems and provide appropriate financial solutions.
Client Relationship Management:
Build and maintain strong, trust-based relationships with clients.
Be responsive and show genuine interest in helping clients meet their financial objectives.
Product Knowledge:
Have in-depth understanding of the bank’s products and services.
Effective Communication:
Listen actively to understand client needs.
Communicate how the bank’s offerings can meet those needs clearly and convincingly.
Negotiation Skills:
Negotiate effectively to reach mutually beneficial solutions, especially in commercial banking and loan agreements.