An Insurance JD (Job Description) outlines the responsibilities, skills, and qualifications for roles like agents, brokers, or specialists, focusing on developing client relationships, assessing needs, explaining policies (health, life, property), ensuring compliance, and meeting sales targets through activities like networking, cold calling, and providing customer service. Key duties include prospecting, risk assessment, policy recommendations, processing applications/renewals, handling claims, and maintaining client records for financial protection.
Core Responsibilities
Client Acquisition & Relationship Building: Generate leads (networking, cold calls, referrals), build trust, and maintain long-term client relationships.
Needs Assessment: Evaluate clients' financial situations and risk profiles to recommend suitable coverage.
Policy Expertise: Explain policy details, benefits, and risks, guiding clients to the best plans (health, life, property/casualty).
Sales & Servicing: Prepare proposals, negotiate terms, process applications/renewals, and handle claims or policy changes.
Compliance & Admin: Maintain accurate records, ensure regulatory compliance, and stay updated on industry trends.