Identify and generate new home loan, housing loan, and Loan Against Property (LAP) leads through open markets, channel partners, real estate builders, and direct sourcing.
Educate clients on various home loan products, interest rates, repayment tenure, and eligibility criteria based on their financial profiles.
Gather and scrutinize mandatory KYC, income proofs, tax returns, bank statements, CIBIL reports, and property/technical/legal documents.
Conduct initial financial and risk assessments, compute debt-to-income/eligibility ratios, and coordinate with the credit, technical, and legal underwriting teams.
Track files through sanction and disbursement stages, resolve client or banking queries, and build long-term referral relationships with builders and channel partners.