క్రెడిట్ ఆఫీసర్

1.       Key Responsibilities as a Credit Manager:

·       Evaluate loan applications and assess borrower risk based on credit reports, income verification, and loan history.

·       Perform KYC (Know Your Customer) and AML (Anti-Money Laundering) checks in line with company and legal guidelines.

·       Analyze credit data and financial information to determine loan eligibility.

·       Approve or decline loans within assigned credit limits or escalate decisions as needed.

·       Communicate clearly with customers regarding loan terms, repayment schedules, and any conditions.

·       Monitor loan portfolios for delinquencies and initiate pre-collection follow-ups.

·       Ensure compliance with payday lending laws, fair lending practices, and internal risk policies.

·       Coordinate with collections, customer service, and legal teams to manage high-risk accounts.

·       Maintain accurate records of credit decisions and supporting documentation.

·       Contribute to the improvement of risk assessment models and processes.

• It is a Full Time అకౌంటెంట్ job for candidates with 1 - 3 years of experience.