Credit Manager - Loan Against Property

Credit Manager-Loan Against Property (LAP)-Credit Job Role To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same. JOB REQUIREMENTS Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local language apart from Hindi and English. Good knowledge of interpreting financial trends. Educational Qualifications Qualifications: CA or MBA with specialization in Finance. Experience Profile Upto two years of work experience.