Credit Analyst - Risk Assessment and Credit Underwriting

Credit Analyst-SUPPORT SERVICES-Credit Credit Analyst –BFIG Credit Grade: M3 Location: Mumbai Job Role Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies. Credit risk assessment of securitisation transactions (PTCs) Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials. Doing client calls to understand their business model and risk management policies. Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans. Ensuring that loans adhere to program, compliance, due diligence and industry requirements. Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients. Escalate with action plan for non-compliances Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits Job Requirements CA / MBA with at least 1-3 yrs relevant segment. Good understanding of Accounting Standards, Balance Sheet Analysis. Knowledge of RBI regulations, SEBI and other statutory bodies requirements. Good interaction and communication ability. Excellent verbal, written communication & presentation skills.