Banking Operations Analyst

Banking Operations Analyst Job Details: Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements along with complex borrower financial statements, including consolidated and multi-entity structures. Extract and input financial data into bank-approved spreading tool. Perform advanced financial normalization, adjustments, and reclassifications to ensure consistency and comparability. Review audited and compiled financial statements for completeness and accuracy. Calculate and validate key financial metrics, ratios. Identify discrepancies, missing information, and unusual financial trends for escalation. Analyze historical performance and identify significant financial trends and business risks. Review financial spreads completed by junior analysts and associates. Participate in internal audits, quality reviews, and risk-control activities. Drive continuous improvements to enhance accuracy, consistency, and operational efficiency. Mentor and coach Associates on financial spreading methodologies and credit fundamentals. Conduct peer reviews and provide constructive feedback. Assist team leaders in training, onboarding, and knowledge management initiatives. Act as a Subject Matter Expert (SME) for spreading systems, financial statement analysis, and process best practices. Identify opportunities to improve productivity, quality, and turnaround time. Participate in automation, standardization, and transformation initiatives. Develop and maintain process documentation and training materials. Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations. Maintain service level agreements (SLAs) and productivity targets. Ensure adherence to credit policies, spreading guidelines, quality standards, and regulatory requirements. Knowledge of GAAP, IFRS, or regional accounting standards. Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems. Participating in the training programs based on business needs. Job Requirements & eligibility Criteria: 4 -6 Years of experience in Banking BPO is preferred. Bachelor’s degree in commerce, Accounting, Finance, or a related field. Strong knowledge of accounting principles, financial statement interpretation, and credit risk concepts Advanced analytical and problem-solving capabilities. Proficiency in Microsoft Excel and financial analysis tools. Good written and verbal communication skills. Ability to work under deadlines and manage multiple priorities. Ability to work scheduled shifts. Ability to communicate (oral/written) effectively in English to exchange information with our client when required. Professional certifications such as CFA, CPA, CMA, FRM, or equivalent will be an added advantage. Experience Level Senior Level