Area Credit Manager - Secured Business Loans

Area Credit Manager - Secured Business Loans (Micro LAP) - Kadapa - K R Complex - JM - Responsible for managing credit operations related to secured business loans, specifically Micro LAP (Loan Against Property). - Oversee credit assessment, sanctioning, and monitoring of loan portfolios within the assigned area. - Ensure compliance with banking policies and risk management guidelines. - Coordinate with field teams and clients to facilitate smooth loan processing and recovery. - Maintain strong knowledge of financial products and local market conditions. - Work closely with internal stakeholders to achieve business targets and maintain asset quality. - Handle documentation and verification processes for secured loans. - Support business growth by identifying credit-worthy clients and managing credit risks effectively. - Requires strong analytical and decision-making skills relevant to credit management. - The role is location-specific to Kadapa and involves area-level responsibilities.