A Naukri Group company
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A Naukri Group companyLoginHire Local Staff
25,000 - 30,000 /month
One Way Consultancy
Field job
Devanahalli, Bangalore
1 - 3 years Experience in Sales / Business Development
Full Time
Loan Against Property (LAP) job description typically centers on acquiring, evaluating, and managing secured mortgage loans where borrowers pledge residential or commercial real estate as collateral. [1, 2]
Depending on whether the role is in sales, credit, or operations, responsibilities and requirements vary across banks and non-banking financial companies (NBFCs).
Key Responsibilities
Client Acquisition & Sourcing: Generate leads through direct sales, branch visits, builders, and Direct Selling Agents (DSAs) to meet monthly disbursement and portfolio targets.
Customer Consultation: Explain LAP products, interest rates, eligibility criteria, and repayment terms to prospective borrowers.
Credit Evaluation & Underwriting: Assess financial background, income proof, and credit history to determine repayment capacity.
