Sales Executive

Job Summary:

The Sales and Collection Head will be responsible for driving business growth through strategic sales initiatives and ensuring timely collections of dues across all verticals. The role requires a deep understanding of financial products, customer behavior, and recovery frameworks, especially in retail lending and unsecured loans.

Key Responsibilities:

Sales:

Develop and implement strategic sales plans to achieve business targets.

Lead a team of sales managers and executives to generate leads and onboard customers.

Drive disbursements for various loan products like personal loans, business loans, two-wheeler loans, gold loans, etc.

Monitor and ensure productivity, conversion ratios, and profitability.

Expand customer base through channel development, partnerships, and branch operations.

Ensure proper training and development of the sales team.

Collections:

Monitor and control the delinquency levels (DPD buckets: 0–30, 30–60, 60+).

Drive field collection and tele-calling operations to recover overdue amounts.

Formulate collection strategies and manage vendor/agency relationships.

Ensure compliance with RBI guidelines and internal credit/collection policies.

Coordinate with legal and recovery teams for escalation cases (write-offs, legal notices).

Key Skills & Competencies:

Strong leadership and team management skills

In-depth knowledge of NBFC lending operations

Analytical mindset with strong problem-solving ability

Proficiency in MS Excel, MIS reporting, and collection tools

Strong communication and negotiation skills

Understanding of regulatory compliance in lending & collections

Qualifications:

Graduate/Postgraduate in Business, Finance, or related field

Preferred: MBA/PGDM with specialization in Sales/Finance/Marketing

Prior experience in NBFC/MFI/Digital Lending space is highly desirable

• It is a Full Time Sales / Business Development job for candidates with 6+ years of experience.

More about this Sales Executive job

1. What is the eligibility criteria to apply for this Sales Executive job?
   Ans: The candidate should be Graduate and above and above with 6+ years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹50000 - ₹80000 per month that depends on your interview. It's a Full Time job in Ludhiana.
3. How many working days are there for this Sales Executive job?
   Ans: This Sales Executive job will have 6 working days.
4. Are there any charges applicable while applying or joining this Sales Executive job?
   Ans: No, there is no fee applicable for applying this Sales Executive job and during the employment with the company, i.e., NDJ COLONISERS PRIVATE LIMITED.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Sales Executive role?
   Ans: There is an immediate opening of 12 Sales Executive at NDJ COLONISERS PRIVATE LIMITED
7. Who can apply for this job?
   Ans: Only Male candidates can apply for this Sales / Business Development job.
8. What are the timings of this Sales Executive job?
   Ans: This Sales Executive job has 09:00 AM - 06:00 PM timing.