Loan Sales

Job Summary:

The Loan Sales Associate is responsible for originating and selling various loan products, including personal loan, OD and BT. This role involves building relationships with customers, identifying their financial needs, and providing tailored loan solutions while ensuring compliance with lending policies and regulations.

Key Responsibilities:

• Actively promote and sell loan products to new and existing customers.

• Conduct initial loan application interviews and gather required documentation.

• Assess applicants' creditworthiness using credit scoring systems and internal criteria.

• Explain loan terms, conditions, rates, and repayment plans to customers.

• Collaborate with underwriters and loan processors to ensure smooth processing and timely funding.

• Follow up with leads and maintain a pipeline of potential clients.

• Meet or exceed monthly sales targets and performance goals.

• Ensure adherence to all lending policies, compliance regulations, and privacy laws.

• Maintain accurate records and update CRM systems.

Qualifications:

• 12th passed.

• Previous experience in loan sales, banking, or financial services is a plus.

• Strong sales and negotiation skills.

• Excellent communication and interpersonal abilities.

• Proficient in Microsoft Office and customer relationship management (CRM) software.

• Ability to work independently and as part of a team in a fast-paced environment.

Preferred Skills:

• Knowledge of consumer lending products and guidelines.

• Hindi, English

• It is a Full Time Sales / Business Development job for candidates with 6 months - 1 years of experience.

More about this Loan Sales job

1. What is the eligibility criteria to apply for this Loan Sales job?
   Ans: The candidate should be 12th Pass and above and above with 6 months - 1 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹14000 - ₹18000 per month that depends on your interview. It's a Full Time job in Noida.
3. How many working days are there for this Loan Sales job?
   Ans: This Loan Sales job will have 6 working days.
4. Are there any charges applicable while applying or joining this Loan Sales job?
   Ans: No, there is no fee applicable for applying this Loan Sales job and during the employment with the company, i.e., TEJIPHONIC INFOTECH PRIVATE LIMITED.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Loan Sales role?
   Ans: There is an immediate opening of 25 Loan Sales at TEJIPHONIC INFOTECH PRIVATE LIMITED
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Sales / Business Development job.
8. What are the timings of this Loan Sales job?
   Ans: This Loan Sales job has 10:00 AM - 07:00 PM timing.