Loan Sales

Job Title: Gold Loan Officer / Gold Loan Executive

Exp: 1+ years

Location: All Telangana

Job Summary

The Gold Loan Officer is responsible for managing the entire gold loan process—from customer acquisition and evaluation of gold ornaments to loan disbursement, documentation, and repayment monitoring. The role involves ensuring accurate gold appraisal, maintaining compliance with company policies, and delivering excellent customer service.

Key Responsibilities

1. Customer Handling & Sales

• Identify and approach potential customers for gold loans.

• Explain gold loan products, interest rates, terms, and repayment options.

• Assist customers with loan applications and resolve queries.

2. Gold Appraisal

• Evaluate and test the purity and weight of gold ornaments using standard appraisal tools and techniques.

• Ensure accurate valuation to determine eligible loan amount.

• Maintain transparency with customers during appraisal.

3. Loan Processing & Documentation

• Complete KYC verification and documentation as per company/ RBI guidelines.

• Enter customer details, gold item details, and loan data in the system.

• Ensure safe and secure storage of pledged gold.

4. Loan Disbursement & Repayment Management

• Process loan disbursement through approved channels.

• Monitor due dates, follow up on interest payments, and send reminders.

• Handle part-payments, renewals, and loan closures.

5. Compliance & Security

• Comply with all internal policies, audit requirements, and RBI regulations.

• Maintain accurate records of pledged gold and loan files.

• Ensure safety protocols in the storage of ornaments.

6. Branch Operations

• Support daily branch activities related to gold loan operations.

• Coordinate with the branch manager and other departments for smooth operations.

• Assist in inventory checks and audits.

• It is a Full Time Sales / Business Development job for candidates with 0 - 6 years of experience.

More about this Loan Sales job

1. What is the eligibility criteria to apply for this Loan Sales job?
   Ans: The candidate should be 12th Pass and above and above with 0 - 6 years of experience of experience
2. How much salary can I expect for this job role?
   Ans: You can expect a salary of ₹20000 - ₹40000 per month that depends on your interview. It's a Full Time job in Hyderabad.
3. How many working days are there for this Loan Sales job?
   Ans: This Loan Sales job will have 6 working days.
4. Are there any charges applicable while applying or joining this Loan Sales job?
   Ans: No, there is no fee applicable for applying this Loan Sales job and during the employment with the company, i.e., Hellowork Consultants Private Limited.
5. Is it a work from home job?
   Ans: No, it’s not a work from home job and can't be done online.
6. How many openings are there for this Loan Sales role?
   Ans: There is an immediate opening of 40 Loan Sales at Hellowork Consultants Private Limited
7. Who can apply for this job?
   Ans: Both Male and Female candidates can apply for this Sales / Business Development job.
8. What are the timings of this Loan Sales job?
   Ans: This Loan Sales job has 09:00 AM - 06:00 PM timing.