Role Overview
Job Title: Insurance Sales Executive
Department: Sales & Business Development
Employment Type: Full-Time
Key Responsibilities
Client Acquisition: Identify, source, and contact potential clients via cold calling, networking, referrals, and warm leads.
Needs Assessment: Evaluate clients' financial situations and risk profiles to recommend appropriate life, health, auto, property, or commercial insurance plans.
Policy Presentation: Explain policy terms, coverage limits, exclusions, and payment methods clearly to prospective buyers.
Sales Targets: Meet or exceed monthly and annual sales quotas and performance goals.
Account Management & Renewals: Maintain ongoing client relationships, handle policy renewals, assist with basic claim inquiries, and update records.
Compliance: Ensure all sales scripts, applications, and documentation comply with company policies and regulatory requirements.
Qualifications & Requirements
Education: A Bachelor’s degree in Business Administration, Marketing, or a related field is preferred.
Experience: Proven experience in direct sales, customer service, or a target-driven commercial environment.
Skills:
Strong verbal communication and interpersonal skills.
Negotiation and objection-handling capabilities.
Goal-oriented and self-motivated mindset.
Proficiency in CRM software and Microsoft Office.