Health Insurance Sales Executive

Job Title: Health Insurance Sales Executive

Location: Pune, Maharashtra

Experience: 0–6 Months

Key Responsibilities:

• Identify customer healthcare and financial protection needs and recommend suitable health insurance plans.

• Explain policy details including hospitalization coverage, cashless treatment, pre-existing disease clauses, waiting period, premiums, benefits, claim settlement process, and policy tenure.

• Generate leads through cold calling, referrals, walk-ins, follow-ups, and digital platforms.

• Convert leads into successful sales by providing proper guidance, plan comparisons, and product knowledge.

• Build and maintain strong customer relationships for policy renewals, upgrades, and cross-selling of family floater, critical illness, and top-up plans.

• Ensure proper documentation, KYC verification, and policy issuance as per company guidelines.

• Coordinate with underwriting and operations teams for smooth policy processing.

• Achieve monthly sales targets and maintain productivity metrics.

• Update customer records and maintain accurate data in CRM software.

Skills & Requirements:

• Strong communication and convincing skills.

• Basic knowledge of health insurance products and healthcare-related policies preferred.

• Customer-focused approach with the ability to understand client needs and provide suitable solutions.

• Good computer skills (Excel, CRM, email handling).

• Ability to explain complex policy terms in a simple and customer-friendly manner.

• Language-Specific Outreach: Ability to connect with customers in their native language (Marathi, Hindi, Gujarati, Bengali, Odia preferred) to build trust and rapport.

• Target-oriented mindset with a positive and energetic attitude.

Preferred Candidate Profile:

• Freshers with strong communication skills are welcome.

• Candidates with prior internship or experience in insurance, BFSI, telesales, or customer service will be preferred.

• Comfortable with field sales, telecalling, and customer interaction.

• Immediate joiners preferred.

• It is a Full Time Sales / Business Development job for candidates with 6 months - 1 years of experience.