Gold Loan Officer - Gold Loan - Vellore - Gandhi Nagar - (J1-J3) Key Responsibilities 1. Customer Acquisition & Business Generation • Source gold loan business through walk-ins, local references, and field activities • Achieve monthly disbursement and portfolio growth targets • Generate leads through referrals and cross-sell financial products (insurance, loans, etc.) 2. Gold Appraisal & Loan Processing • Conduct gold valuation (purity testing, weight verification) as per company standards • Process loan applications including documentation, KYC verification, and data entry • Ensure accurate loan disbursement, renewal, and closure within TAT • Counsel customers on eligibility, interest rates, and repayment terms 3. Customer Relationship & Service • Handle customer queries (walk-in, phone, email) and provide product guidance • Build strong customer relationships to drive repeat business and retention • Conduct follow-ups for renewals, collections, and overdue cases 4. Branch Operations & Cash Handling • Manage cash transactions and ensure adherence to cash handling guidelines • Support maintenance of branch records, daily MIS, and system data • Assist in gold packet handling, tagging, and storage processes 5. Compliance & Audit Support • Ensure adherence to KYC norms and internal policies for all transactions • Maintain proper documentation and audit trails for all loans • Support internal/external audits and ensure zero deviations 6. Market Outreach & Local Engagement • Conduct local marketing activities, roadshows, and campaigns • Build relationships with local influencers, jewelers, and connectors • Track competitor offerings and gold price trends Key Skills & Competencies (Consolidated from profiles + market data) • Gold valuation & appraisal basics • Sales & target orientation • Customer service & relationship management • Loan processing & documentation • Cash handling & basic operations • Communication & interpersonal skills • MS Office / data entry Qualification • Graduate (B.Com / BBA / BCA / BA preferred) • Certification in gold appraisal (preferred)
Other Details
- It is a Full Time Sales / Business Development job for candidates with 1 - 6+ years Experience.
More about this Gold Loan Officer job
What are the eligibility criteria for this Gold Loan Officer job?
Ans : Candidates should have All Education levels with 1-7 years of experience for this Gold Loan Officer job offered by Tata Capital Finance Limited in Tirupattur, Vellore.
What salary is offered for this Gold Loan Officer job?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Gold Loan Officer job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Tirupattur, Vellore.
How many vacancies are there for this Gold Loan Officer job?
Ans : There is 1 vacancy for this Gold Loan Officer role.
Is this job open for all genders?
Ans : Yes, this Gold Loan Officer job is open for both male and female candidates.
What is the job location for this position?
Ans : The job location for this Gold Loan Officer position is Tirupattur, Vellore.
What makes this Gold Loan Officer job a good opportunity?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening.
A Naukri Group company
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Tata Capital Finance Limited
Tirupattur, Vellore
1 - 6+ years Experience in Sales / Business Development
Full Time
