1. Educational & Academic RequirementsMinimum qualification: Higher Secondary (10+2).Preferred qualification: Diploma / Graduate in Commerce or Economics (B.Com, B.A. Economics) or equivalent.Candidates with relevant vocational/business diplomas will be given preference.2. Professional / Work ExperienceMinimum experience: 6 months — 1 year in loan sourcing, credit/loan documentation, or insurance sales (preferred: retail loans, personal loans, vehicle loans, microfinance or life/general insurance).Demonstrable track record of sourcing/processing at least a few sanctioned cases (references or sample case IDs preferred).3. Financial & Marketing KnowledgeBasic understanding of banking products (savings, current accounts, personal/consumer loans, mortgage/home loans, vehicle loans) and insurance fundamentals.Practical knowledge of credit eligibility, document checklist, KYC norms and basic credit appraisal steps.Sales & marketing skills: lead generation, customer follow-up, negotiation, closing techniques, and local market mapping.4. Personal Attributes & Soft Skills (mandatory)Social-minded and community-oriented — able to build trust in local communities.Self-confidence and good spoken communication (local language + basic English).Hardworking, resilient, and willing to travel for field sourcing.High thinking / Long-term goal oriented — shows planning, persistence and career focus.Prepared for sacrifice & compromise required in field-sales (odd hours, follow ups).Demonstrates integrity, customer-first attitude, punctuality and good presence.5. Other RequirementsAge: 18–50 years (flexible based on experience).Business readiness: Own smartphone with internet, basic digital literacy (WhatsApp, email, Google Forms) — essential for application/document uploads and communication.KYC & background: Clean criminal & financial background (no willful defaults). Must be ready to submit ID proofs (Aadhaar, PAN), address proof, bank statement and 2 references.Appearance & conduct: Professional appearance and courteous behavior when representing the company/bank.---Desirable / Preferred (adds advantage)Previous association/employment with a bank/NBFC/insurance agency/DSA.Local community network (shopkeepers, kirana owners, self-help groups, rural leaders).Basic computer skills (Excel/data entry) and experience with CRM or lead-tracking tools.---Selection Process (suggested)1. Application screening (education, experience, documents).2. Short telephone interview for communication & attitude check.3. In-person / video interview with scenario-based questions (sales pitch, objection handling).4. Document verification and background check.5. Onboarding & probation — 3 months with performance targets; commission/incentive structure explained.---Documents to Submit at OnboardingAadhaar card, PAN card, passport-size photo.Proof of address, cancelled cheque / bank passbook copy.Experience proof / appointment letters or reference contacts.Police verification (if required by the bank/NBFC).
Other Details
- It is a Full Time Sales / Business Development job for candidates with 2 - 3 years of experience.
More about this Financial Service Sales Associate job
What is the eligibility criteria to apply for this Financial Service Sales Associate job?
Ans: The candidate should be Graduate and above and above with 2 - 3 years of experience of experience
How much salary can I expect for this job role?
Ans: You can expect a salary of ₹12000 - ₹18000 per month + Incentives that depends on your interview. It's a Full Time job in Guwahati.
How many working days are there for this Financial Service Sales Associate job?
Ans: This Financial Service Sales Associate job will have 6 working days.
Are there any charges applicable while applying or joining this Financial Service Sales Associate job?
Ans: No, there is no fee applicable for applying this Financial Service Sales Associate job and during the employment with the company, i.e., Udayan Associates.
Is it a work from home job?
Ans: No, it’s not a work from home job and can't be done online.
How many openings are there for this Financial Service Sales Associate role?
Ans: There is an immediate opening of 2 Financial Service Sales Associate at Udayan Associates
Who can apply for this job?
Ans: Only Female candidates can apply for this Sales / Business Development job.
What are the timings of this Financial Service Sales Associate job?
Ans: This Financial Service Sales Associate job has 09:30 AM - 06:39 PM timing.
Candidates can call HR for more info.
A Naukri Group company
LoginHire Local Staff
12,000 - 18,000 /month*
Udayan Associates
Jyotikuchi, Guwahati
₹3,000 incentives included
2 - 3 years Experience in Sales / Business Development
Full Time
