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Credit Officer

salary 18,000 - 25,500 /month
company-logo
job companyG.r.j. Trades And Finance Limited
job location Connaught Place, Delhi
job experience6 - 36 months Experience in Sales / Business Development
5 Openings
full_time Full Time

Skills Required

Wiring

Job Highlights

sales
Sales Type: Loan/ Credit Card
qualification
Graduate and above
gender
All genders
jobShift
09:00 AM - 06:00 PM | 6 days working
star
Job Benefits: PF
star
PAN Card, Aadhar Card, Bank Account

Job Description

Job Title: Collection Officer

Industry: NBFC / Financial Services

Department: Collections

Role Overview

The Collection Officer is responsible for managing overdue loan accounts through outbound and inbound calls, ensuring timely recovery of payments while maintaining a professional and customer-friendly approach.

Key Responsibilities

Make outbound calls to customers for overdue EMI / loan payments

Handle inbound calls related to payment queries and delays

Follow up regularly with delinquent customers to ensure payment commitments

Negotiate repayment plans, due dates, and settlements as per policy

Update call logs, customer responses, and payment status in CRM systems

Achieve daily/weekly/monthly calling and collection targets

Handle early bucket and mid-bucket collections (soft collections)

Maintain compliance with RBI and company guidelines during collections

Key Skills Required

Strong communication skills (Hindi + basic English preferred)

Good negotiation and convincing ability

Basic computer knowledge (Excel / CRM tools)

Ability to handle pressure and meet targets

Good listening and problem-solving skills

Eligibility Criteria

Graduate / Undergraduate

0–2 years experience in tele-calling, collections, or customer service

Performance Metrics (KPIs)

Daily call productivity

Promise to Pay (PTP) conversion rate

Collection efficiency

Reduction in overdue accounts

Additional Benefits

Monthly performance incentives

Fixed salary + variable pay

Other Details

  • It is a Full Time Sales / Business Development job for candidates with 6 months - 3 years of experience.

More about this Credit Officer job

  1. What are the eligibility criteria for this Credit Officer job?
    Ans : Candidates should have a Graduate and above qualification with 1-3 years of experience and skills like Wiring for this Credit Officer job offered by G.r.j. Trades And Finance Limited in Connaught Place, Delhi.
  2. What salary is offered for this Credit Officer job?
    Ans : The salary for this Credit Officer job ranges between ₹18,000-₹25,500 per month.
  3. What are the working days and timings for this job?
    Ans : This Credit Officer job has 6 days working days and timings from 09:00 AM - 06:00 PM.
  4. Do you need to visit the office for this job?
    Ans : Yes, candidates need to visit the office and work from the location in Connaught Place, Delhi.
  5. How many openings are available for this position?
    Ans : There are 5 openings available for this position.
  6. Is this job open for all genders?
    Ans : Yes, this Credit Officer job is open for both male and female candidates.
  7. What does the role of Credit Officer involve?
    Ans : As a Credit Officer, your work will involve skills like Wiring. This role is part of Sales / Business Development category.
  8. Where is this job located?
    Ans : This Credit Officer job is located in Connaught Place, Delhi.
  9. What kind of candidate is ideal for this job?
    Ans : A candidate with skills like Wiring along with 1-3 years of experience is ideal for this Credit Officer job.
  10. Why should you apply for this Credit Officer job?
    Ans : This Credit Officer job offers a salary between ₹18,000-₹25,500 per month. This is a Full Time opportunity and has 5 openings available.
Candidates can call HR for more info.
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Other Details

Incentives

No

No. Of Working Days

6

Benefits

PF

Skills Required

Wiring

Contract Job

No

Salary

₹ 18000 - ₹ 25500

English Proficiency

Yes

Contact Person

HR Team

Interview Address

I-89, 8th Floor, Himalaya House No. 23, Rajiv Chowk, Delhi
Posted 19 hours ago
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