Corporate DSA – Bank Product Sales OfficerDepartmentBanking & Financial Services (DSA Vertical)Reporting ToBranch Manager / DSA Team Leader / Corporate Sales HeadJob LocationAs assigned (Branch / Field / District / State)Job SummaryThe Bank Product Sales Officer is responsible for sourcing, marketing, and closing banking and financial products through the Direct Selling Agent (DSA) channel. The role requires field-based customer acquisition, document verification, coordination with bank officials, and achievement of assigned sales targets while maintaining compliance and service quality.Key Responsibilities1. Sales & Business DevelopmentSource and generate leads for bank products through field visits, referrals, and local networkingPromote bank products to individuals, self-employed persons, MSMEs, and corporatesAchieve monthly and quarterly sales targets as assigned by managementConduct customer meetings, explain product features, interest rates, and benefits2. Bank Product PortfolioHandle sourcing and processing of:Business Loans / MSME LoansPersonal LoansHome Loans / LAPEducation LoansVehicle LoansCredit CardsCurrent Account & Savings Account (CASA)Insurance & Cross-Sell Products (where applicable)3. Documentation & File ProcessingCollect complete and accurate customer documents as per bank normsPre-verify KYC, income, business proof, and credit eligibilityPrepare and submit loan files through approved bank channelsMaintain proper record of applications and follow-up status4. Coordination & Follow-UpCoordinate with bank credit, operations, and legal teamsTrack application status until sanction and disbursementSupport customers during verification, valuation, and disbursement stages5. Compliance & EthicsFollow RBI guidelines, bank policies, and DSA compliance normsEnsure zero mis-selling and transparent communicationMaintain confidentiality of customer dataAvoid false commitments or document manipulation6. Reporting & MISSubmit daily/weekly sales reports and lead status updatesMaintain lead tracker, disbursement tracker, and incentive recordsParticipate in review meetings and training sessionsEligibility CriteriaEducational QualificationMinimum: 10+2 / Higher SecondaryPreferred: Graduate (Any discipline – Commerce/Management preferred)Experience0–1 year for Fresher (Training provided)1–5 years preferred experience in:Banking SalesDSA / NBFC / Financial ServicesLoan or CASA SalesAge LimitMinimum: 21 yearsMaximum: 45 years (flexible for experienced candidates)Skills & CompetenciesMandatory SkillsStrong communication & persuasion skillsCustomer handling and relationship managementBasic knowledge of banking & loan productsField sales and lead generation abilityPreferred SkillsUnderstanding of CIBIL & credit assessment basicsLocal market knowledgeAbility to work under targets and pressureSmartphone & basic computer literacy (WhatsApp, Excel, Email)Quality & Performance StandardsSales QualityMinimum file approval ratio as per company/bank benchmarkLow rejection and cancellation percentageConsistent disbursement performanceProcess Quality100% compliant documentationTimely file submission and follow-upsAccurate MIS and reportingCustomer Service QualityProfessional behavior with customers and bank officialsTransparent product explanationPost-disbursement support and relationship retentionCompensation & Benefits (Indicative)Fixed Salary (as applicable)Performance-Based Incentives / CommissionTarget Achievement BonusTraining & Skill DevelopmentCareer Growth in Corporate DSA StructureNature of JobField-based with office coordinationFull-Time / Contractual / Commission-Based (as per engagement model)
Other Details
- It is a Full Time Sales / Business Development job for candidates with 2 - 4 years of experience.
More about this Consumer Durable Loan Sales Executive job
What is the eligibility criteria to apply for this Consumer Durable Loan Sales Executive job?
Ans: The candidate should be 12th Pass and above and above with 2 - 4 years of experience of experience
How much salary can I expect for this job role?
Ans: You can expect a salary of ₹12000 - ₹16000 per month + Incentives that depends on your interview. It's a Full Time job in Guwahati.
How many working days are there for this Consumer Durable Loan Sales Executive job?
Ans: This Consumer Durable Loan Sales Executive job will have 6 working days.
Are there any charges applicable while applying or joining this Consumer Durable Loan Sales Executive job?
Ans: No, there is no fee applicable for applying this Consumer Durable Loan Sales Executive job and during the employment with the company, i.e., Udayan Associates.
Is it a work from home job?
Ans: No, it’s not a work from home job and can't be done online.
How many openings are there for this Consumer Durable Loan Sales Executive role?
Ans: There is an immediate opening of 2 Consumer Durable Loan Sales Executive at Udayan Associates
Who can apply for this job?
Ans: Both Male and Female candidates can apply for this Sales / Business Development job.
What are the timings of this Consumer Durable Loan Sales Executive job?
Ans: This Consumer Durable Loan Sales Executive job has 09:35 AM - 06:43 PM timing.
Candidates can call HR for more info.
A Naukri Group company
LoginHire Local Staff
12,000 - 16,000 /month*
Udayan Associates
Jyotikuchi, Guwahati
₹3,000 incentives included
2 - 4 years Experience in Sales / Business Development
Full Time
