Area Sales Manager - Manager - Lending - Ghaziabad About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team : The Merchant Lending team is one of the fastest-growing business verticals at Paytm, focused on enabling credit access to millions of merchants across India. The team drives credit penetration, loan lifecycle management, and cross-sell of high-value financial products like Gold SIP, Insurance, and other merchant-centric financial Solutions. About the Role: Paytm is looking for an experienced Sales Leader & People Manager to drive the Merchant Lending business across the assigned region. The role involves scaling merchant loan penetration, strengthening underwriting funnel quality, and unlocking incremental revenue through strategic cross-sell initiatives. Expectations/ Requirements: 1. Grow Merchant Lending penetration and overall credit distribution in the assigned geography. 2.Drive visibility & deployment of lending products—Merchant Loans, BNPL, QR-linked credit, overdraft lines, etc. 3.Lead cross-sell of financial products like Gold SIP, Insurance, and other merchant financial tools to enhance merchant stickiness and revenue-per-merchant. 4.Identify, recruit, and manage a strong field sales team to accelerate lending acquisition and cross-sell outputs. 5.Define market size, span, funnel metrics, and territories for Team Leads to maximise efficiency. 6.Ensure seamless communication of plans/targets, minimising expectation vs delivery gaps. 7.Monitor and improve portfolio quality metrics—repayment behaviour, fraud checks, documentation hygiene, and onboarding quality. 8.Conduct audits and validations on loan files, sales processes, and cross-sell adherence. 9.Lead and mentor a large on-ground structure of 5–10 Team Leads & 100+ indirect employees, ensuring high productivity and compliance.
Other Details
- It is a Full Time Sales / Business Development job for candidates with 5 - 6+ years Experience.
More about this Area Sales Manager - Merchant Lending job
Who is eligible to apply for this Area Sales Manager - Merchant Lending job at Paytm Services Private Limited?
Ans : Candidates should have All Education levels for this Area Sales Manager - Merchant Lending job offered by Paytm Services Private Limited.
How much can you earn in this position?
Ans : Salary details will be shared during the hiring process.
What shift and timings does this job follow?
Ans : This Area Sales Manager - Merchant Lending job follows a Day shift.
Do you need to visit the office for this job?
Ans : Yes, candidates need to visit the office and work from the location in Tronica City, Ghaziabad.
How many vacancies are there for this Area Sales Manager - Merchant Lending job?
Ans : There is 1 vacancy for this Area Sales Manager - Merchant Lending role.
Is this job open for all genders?
Ans : Yes, this Area Sales Manager - Merchant Lending job is open for both male and female candidates.
What is the job location for this position?
Ans : The job location for this Area Sales Manager - Merchant Lending position is Tronica City, Ghaziabad.
What makes this Area Sales Manager - Merchant Lending job a good opportunity?
Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening.
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Paytm Services Private Limited
Tronica City, Ghaziabad
5 - 6+ years Experience in Sales / Business Development
Full Time
High Demand
