Job Description:
Customer Outreach: Make outbound calls to customers with outstanding payments to discuss repayment options.
Negotiation: Negotiate payment plans and arrangements with customers, taking their financial situation into account while adhering to bank policies and regulations.
Record Keeping: Maintain accurate and detailed records of all customer interactions, agreements, and payment statuses in the collections system.
Collections Targets: Meet or exceed monthly collection targets and contribute to team goals.
Customer Assistance: Provide professional and empathetic support to customers regarding their payment-related questions and concerns.
Compliance: Adhere strictly to legal and regulatory guidelines for debt collection practices.
Reporting: Provide regular updates on collection activities and performance to supervisors.
Escalation: Escalate complex cases or accounts requiring special attention to senior staff or the legal team.